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WORKSHEET – Track Your Budget

The first step in getting yourself in financial shape to buy a home is to know exactly how much money comes in and how much goes out. Use this worksheet to list your income and expenses below.

Income

Total Take-Home Pay
Child Support/Alimony
Pension/Social Security
Disability/Other Insurance
Interest/Dividends
Other

Expenses

Total Rent/Mortgage
Child Support/Alimony
Health Insurance
Life Insurance
Other Insurance
Vehicle Insurance
Vehicle Payments
Vehicle Upkeep
Other Loans
Utilities
Credit Card Payments
Savings/Pension Payment
Groceries
Clothes/Personal Care
Medical/Dental/Prescriptions
Household Goods
Child Care
Education
Charitable Donations
Eating Out
Entertainment

Total Income:
Total Expenses:

Remaining Income After Expenses (subtract total income from total expenses): _______________________